Ocean Bank

Personal Banking Officer

Ocean Bank

Aug 6th, 2022
Ocean Bank is the largest independent state-chartered commercial bank headquartered in Florida Founded in 1982, Ocean Bank traditionally has been a bank used by real estate developers, construction companies and land owners.
780, MIAMI FL 33126-5540
http://www.oceanbank.com/

Responsibilities

The Personal Banking Officerprovides personalized support in all phases of customer service, client relationship building, and account maintenance to a Branch Manager or Relationship Manager. Responsible for acquiring, managing and growing relationships; executing sales activities for new and existing customers. Will perform a wide range of services with customer transactions, including document preparation, account servicing/maintenance, loans, credit analysis, overdrafts, return item processing, customer service inquiries and other general administrative support. Profile all customers to ensure KYCs are updated and completed in a timely manner; in order to comply with established BSA/AML requirements. Provide excellent customer service to new and existing customers in person and by phone. Will also assist the Operation Officer with operational matters as needed

Qualifications

Knowledge and Skills Requirements:
  • Bachelor’s Degree in Business Administration (Finance or Accounting preferred) with two (2) to three (3) years of banking experience, directly related to servicing customers in retail banking branch operations, or
  • Two Year College Degree with a minimum of four (5) years of banking experience required, directly related to servicing customers in retail banking branch operations; or
  • Equivalent combination of education and experience.
  • Must be able to understand and implement job related policies and procedures.
  • Must be knowledgeable of internal bank operations (wire transfers, debits/credits and loan payments) and of banking products to cross-sell.
  • Must possess excellent verbal and written communication skills, interpersonal and organizational skills.
  • Computer knowledgeable in MS Office Software, (Excel, Word, and Outlook).
  • Experience working in a team (sales and service), and high quality service advocacy.
  • Knowledge on the completion of KYC is required.
  • Comprehension of banking laws and applicable compliance regulations is required.
  • Insurance training, underwriting, BSA Compliance, Ethics, Legal Aspects of Banking (involving real estate closings and loans on default) is preferred.

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If you require alternative methods of application or screening, you must approach Ocean Bank directly to request this, as we're not responsible for the employer's application process.

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