USC

Real Estate Loan Processor

USC

Aug 5th, 2022
Our Unifying Values:

At USC our six unifying values support our University’s mission, and guide our behaviors, the way we engage with ourselves and our community, to create our Trojan culture.

Our Values Are:
• Integrity
• Excellence
• Diversity, Equity, and Inclusion
• Well-being
• Open Communication
• Accountability

Culture is a Shared Commitment:

When we embrace these values together as faculty, staff, and students we build a culture that instills trust, reinforces ethical decision-making, and provides a strong foundation as we boldly advance into the future. Our Culture Journey is a university-wide initiative to explore USC’s values and shape opportunities to improve our systems, processes, and culture.

Members of the USC community are an integral part of our culture journey. Changing our culture is about:

• Enhancing institutional trust
• Supporting open communication and respect
• Reinforcing ethical decision-making
• Fostering positive and diverse cultural perspectives
• Anchoring our behaviors in foundational guidelines that support our mission

Visit https://culturejourney.usc.edu/ for more information!
Los Angeles, CA
http://www.usc.edu

Looking for an experienced Real Estate Loan Processor. Processes loan documents on first and second trust deed loans with a high volume of home equity loans. Performs credit qualifications by utilizing secondary market standards and USC Credit Union’s policies and procedures. Analyzes the loan credit package. Ensures all pre-document and loan conditions are satisfied prior to funding.

  • Processes loan documents on first and second trust deed loans in accordance with internal loan policies and investor guidelines. Reviews document package for all compliance checks to meet all secondary market requirements and regulations as applicable to mortgage lending transaction. Reviews property appraisal report. Maintains a high degree of attention to detail.

  • Performs credit qualifications by utilizing secondary market standards and USC Credit Union’s policies and procedures. Ensures loan quality and regulatory requirements. Provides upfront credit approval.

  • Analyzes the loan credit package. Reviews credit, income statements and tax returns to determine usable income to support loan request. Makes recommendations for loan decision.

  • Ensures all pre-document and loan conditions are satisfied prior to funding. Reviews internal documents. Determines what documents may be used in lieu of underwriting requirements.

  • Verifies regulatory and/or compliant loan disclosures have been sent to borrowers within the required time frame. Explains disclosers to members.

  • Ensures processing system is current with status, conversation and mail received on a daily basis.

  • Ensures accuracy and timeliness of completed loan applications to credit approval and funding are met.

  • Responsibility for primary member contact including providing regular status updates to borrowers, real estate agents, loan officers and internal staff.

  • Reviews all incoming mail including, but not limited to, borrower documentation, appraisals, preliminary title reports, homeowner association documentation, mortgage insurance, if applicable, and insurance certificates.

Minimum Education: High school or equivalent Minimum Experience: 3 years

If you require alternative methods of application or screening, you must approach USC directly to request this, as we're not responsible for the employer's application process.

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